Financing with Our Dealership
Palmetto Ford of Miami takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!
Should You Lease Your New Palmetto Ford of Miami Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Flexible Credit Options
Palmetto Ford of Miami can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
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Welcome to Our Financing Department
Let the Finance Center at Palmetto Ford Of Miami be Your Guide to the Perfect Deal
Whether you choose a brand-new Ford model from our collection or one of our top-quality, used car, truck or SUV models, you can count on the team in our finance center to help you navigate the world of auto financing. We work with your specific needs and budget to find the payment plan you like, and we work with a number of financial institutions and banks throughout the Doral, Tamiami and Hialeah area, to guide our customers to the perfect deal they can live with, every time.
Loan or Lease - Which is Right for You?
Whether you should finance, or lease depends on a few factors. A lease carries a lower monthly payment and is under warranty for the duration of the term. And, at the end of the term, you can upgrade to a new model; so, it's a great option if you like always having access to the latest automotive technologies and features. However, it's important to consider that a lease has mileage limits. And, because you won't own the car, you aren't able to make major modifications. With a loan, payments are a little higher, but the car is yours; so, you're paying into equity and can make changes to your heart's content.
Take the Guesswork Out of Vehicle Financing with Palmetto Ford Of Miami
Browse the collections of available new and used models here at Palmetto Ford Of Miami. When you're ready to start the test drive and financing phase of your journey, visit us in Miami. We look forward to helping you tailor your perfect payment plan and making the entire process painless and easier to understand. You can even get started online, before you even stop in, by filling out your application paperwork ahead of time using the convenient tools on our website. Fill it out soon and let's get started on your path towards a new vehicle.
Your privacy is important to us.
Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
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Palmetto Ford of Miami
7245 NW 36th St
Miami, FL 33166-6702
- Sales: (786)699-6548
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